Health insurance in the United States


In the United States, many health care programs are run by the government. But, many private companies, called insurance companies, help people pay for health care through insurance policies.
General

Affordable Care Act
Affordable Care Act, called "ObamaCare" requires most US citizens and residents legally health insurance.
Access to medical assistance
Medicaid is a non-managed public health insurance program. The program provides health care to individuals, low-income families or people with special needs. Eligibility criteria vary by country. Age is not a factor. Medical assistance funded by federal and state governments.

medical care
Medical care is the main health insurance program of the federal government. Medical care is available to all elderly adults over 65 and older persons and some disabled citizens of all ages. It covers some of the costs of some health care services and the recipient pays the rest. Vision, hearing, dental care, and some other types of medical care that are not covered by medical care. For this reason, it may be necessary to purchase special supplementary coverage. Medicare Plan 'Part D' has been optional to help with medication costs.

Learn more about Medicare.

chip
Children's health insurance program, known as chip, pays for health care for families with young children. While Medicaid is a great resource for needy families, some families make a lot of money to qualify for medical coverage, but are still poor and can not afford private insurance.

Search your state-of-the-chip program.

WIC
Women, infants, and children is a state-run health care program that specifically targets children under five years of age, pregnant women, and nursing mothers. The program focuses on nutrition, food supply and improved access to health care and social welfare services. Income levels and other factors determine eligibility.

More information and your WIC search for the state.
private sector

Many Americans have private health care insurance and do not rely on public programs. Private health insurance is usually provided by the employer to the person. In most cases, the majority of the monthly installment pays the employer and the employee pays the remaining amount. The monthly installment is the total cost of purchasing health care insurance each month. Employees can usually choose to place one spouse or any children with the same health care insurance plan. If you leave your job, you may be eligible to extend your health insurance coverage through the federal government "Consolidated Whole Budget Reconciliation Act", known as Cobra. Continuing coverage under a temporary Cobra only, you may have to pay a full monthly premium. Health insurance can be purchased on the open market if the employer does not provide or if someone is working on their own. College students are often able to purchase health care insurance through their schools, but to qualify they must be enrolled in a certain number of credits. It is generally more expensive to purchase private health insurance because the cost is not shared with the employer. 

This is a simple attempt to shed some light on this important subject ... First, we must know that medical examination, consultation and treatment of all kinds is for a price and there is nothing for free. ,, but we want to know who pays for who and how ?? !!Anyone who looks at the health system in America will find it complicated and difficult to understand but with a little patience and many questions we will understand everything .... America is a capitalist country and everything in the capitalist country, health care and medicine is a trade and a disadvantage in that .. This is what happens as follows: Most health and therapeutic establishments are companies that have taken medicine and treatment to trade profits and their departments are independent of the state and make decisions Which suits and guarantees their rights and the protection of the law and under strict control .. beautiful but what about the poor refugee who begins his life in exile and has the ability to pay the high treatment expenses ?? .. Here we must divide the refugees into two parts:1 - pregnant women and children from the time of birth until the age of 18 years who have not been studied and up to 21 years of continuing to study ... This category is not at all concerned the government (federal or federal) is paying the costs of consultation and examination, diagnosis and treatment .. Medical reminders and accounting in case of abandonment ....2 - adults, women and men .. They are the most concerned about this aspect .. And their health is done in two ways:
  
Government coverage: It is not comprehensive (especially teeth and eyes) and according to the state and its laws and is granted to people with limited income under regulations and laws also vary from state to state .. I think it is enough for refugees at the beginning of their lives where personally conducted a hernia above the navel and usually cost more than 2500 Without paying one cent so I advise those who need dental treatment or eyes to be performed where it is now or otherwise, treatment and medicine here is a fictional thing in every sense of the word .... By the way, when the initial tests were done here, including blood analysis I have a problem not to keep My body was iron and they decided to do the Nador operation for colon for fear of my colon cancer (all this for free). But when my medical assistant explained to me how to cancel the appointment, they called me and told them that I was part time at the moment and then sent me an email. By reviewing and re-checking again if you want to do the process !!!B. By job: - When you get a job and after a short period of time, the employee or worker becomes eligible for what they call here (Combni Benvets) as employers agree with the health insurance companies to cover the health care of their employees and as determined by the employment contract with the employee and in the case of If there is no coverage, the employee can avoid this through Masouf, listed below .....Health insurance companies: The way they work is somewhat like insurance for cars or houses ... related to one of these companies and set a date to meet with the representative and will inform you of their offers and prices and methods of payment, etc. ... And of course everyone has the freedom to choose whether an insurance company or Cover size ..You may come to one of the following question: I work with a company that provides dental treatment and eyes only, what about the rest ?? The answer is as followsIf your income is low and covered by medical care, you will get a cover of government coverage ...If your income is above the level of health care coverage, even if it is one dollar, you will buy your own insurance according to what is mentioned in c above and, of course, it is different from one state to another but the general guidelines are one and the same ...

Twitter Delicious Facebook Digg Stumbleupon Favorites More