Tchehdt recent years, an American national crisis in health care, and now Americans are paying more than ever before and a greater proportion of their income on medical care and drug treatment.According to 2004 estimates, spending on health care reached $ 1.8 trillion in the United States, and this is equivalent to 15% of GDP, this amount is equivalent to four times as much US government on defense and security sector.It is expected to double the rate of expenditure on health care in the next ten years to reach $ 3.6 trillion, accounting for 18.7% of the GDP of the United States of America.In addition to that the number of Americans who are not covered by health insurance and are forced to endure cover medical expenses, if necessary, have increased by one million a year "since 2001.This brings the number of US citizens who are not covered by health insurance cover about 45 million Americans.According "to the statistics of the US Census Bureau U.S Census Bureau, this figure represents an increase of 6% which is equivalent to 1.4 million people since 2003 alone.
Health care structure in the United StatesWe can classify the current system of health care in the United States into three sections:• The first section falls under it people who enjoy the advantages of excellent health insurance through corporate and private entities they work for, which also includes "people excel physically" to pay monthly health insurance premiums due to the good economic situation, belongs to this section about 100 million Americans.• The second section it includes about 150 million Americans who have inadequate health insurance system through the contribution of the government or through negotiation with the work to share cost of health care in different proportions owners, so as to get on the cover insurance Average involved in paying the installments for both the employer and the employee.• third and final section to understand about 45 million Americans uninsured healthy "They can not afford any expenses of any kind with respect to health insurance, but hardly provide money for emergency treatment only. But the kind who do not have health care have the right to obtain the necessary care in an emergency, even if they have not any money available.
If we look at the 2003 statistics, we find that 9 million children (which is equivalent to 11.4% of the number of children in the United States) uninsured healthy, "while 90% of these children have a father or mother worker working at least.It is wrong that half of people uninsured, "the unemployed, with some 80% of this category have an individual factor, at least in every family.The US government has prepared two programs to provide health care to US citizens are Medicare, Medicare and Medicaid Medicaid is the health program administered by each US state separately and is dedicated to providing health care benefits the American low-income families, which is classified as a decrease by 133% below the poverty line or families with less annual income of 18 thousand dollars and it is made up of four members of a family.In rounding There are 53 million Americans are benefiting from the advantages of their Medicaid program of 25 million American children and most of them minorities Kalomrakyin Africans and Latinos and so to varying degrees.Lack of money = lack of good health careHowever, the Journal of the American Medical Association Journal of the American Medical Association believes that the Medicaid Medicaid program is not enough to improve the level of public health, where it seems clear "that children who are subject to this program have low immunity levels and frequent the very few medical clinics times" compared to children insured system commercial health insurance or private. On the other hand, the Almidkir custom Medicare just to provide health care of Americans for the elderly over the age of 65 or who suffer from a mental block chronic or chronic renal failure. Moreover The program provides prescription drugs.The US government has realized that the number of Americans who are not covered by health insurance cover may cause an imbalance "in the health system so it passed a law" in 1986 requiring all hospitals and health units that fall under the umbrella of the federal health care programs that receive emergency for any patient, regardless of physical ability .While this law ensures that anyone access to medical care in emergency situations without the need to show the ability to carry therapeutic expenses, it at the same time pushing hospitals to increase their prices for even able to compensate more to lose from the emergency treatment of unpaid costs and thus makes it more difficult for persons who are unable physically. "
The reasons for the absence of health insurance for 45 million people.In fact, the real problem for the American system of health care is at the present time is that 20.2% of the workforce in American forces could not afford any form of material expenses in respect of health insurance or a regular health care. Health care and insurance soaring costs have reached in recent years, the monthly health insurance premiums rose by 11.2 percent, in 2004 and this is the fourth consecutive year of increase "in the double-digit decimal places prices year.In contrast, business owners decided to cut health insurance for workers items to become less totalitarian and in many cases have been raising insurance cover for many of the workers, if not all of them.It is with the utmost simplicity is the lack of the ability of US companies to compete with foreign companies in which foreign governments and the costs of health insurance for workers support those companies.The Americans are now faced with one of two options, the first pay exorbitant fees to get private health insurance and the second not get any health insurance at all, and the American family pays about 9.068 thousand dollars a year "(the equivalent of $ 829 a month") to obtain health insurance advantages while up The cost per person is about $ 3.695 per annum. "On average, an individual factor contributing to a $ 2.261 in the health insurance cover for the whole family and that's when benefit advantages of the employer and this amount represents an increase of 10% from the previous year, while insurance cover for health per capita cost him US $ 558, is expected to increase family health insurance costs up for more than $ 14,500 by the year 2006.According "to the statistics Kaiser Family Kaiser Foundation Family Foundation (which is one of the large private institutions that provide health insurance) and the Secretariat of Public Health and Education Research Health Research and Educational Trust, the health insurance premiums paid by employees in the United States have risen fivefold what earns these employees of salaries since 2000 (the rate of increase in health insurance premiums of 11.2% and the rate of increase in staff of 2.3% assessment), and since 2001 has become a share of what is spent per capita on health insurance exceed 63% and for the family health insurance has cost ratio has reached 58% .Recent polls suggest the existence of a state of great satisfaction to the American people regarding the current status of health care.At the time and place where the American policy focused on the threat of terrorism poll Foundation Kaiser family Kaiser showed Family Foundation, which was conducted in the period from 2-5 June, that 45% of American adults may look deep concern regarding the payment of health care costs or insurance as opposed to only 18% look of deep concern to be one of the victims of terrorist attacks.Considering that the total spending on health care on the rise, it is no wonder that the same poll showed that there are 34% of Americans worried about being unable to afford health care expenses.In another study by the same organization it shows that there are 23% of the uninsured have changed their lives radically to be able to pay for medical bills.
Health care structure in the United StatesWe can classify the current system of health care in the United States into three sections:• The first section falls under it people who enjoy the advantages of excellent health insurance through corporate and private entities they work for, which also includes "people excel physically" to pay monthly health insurance premiums due to the good economic situation, belongs to this section about 100 million Americans.• The second section it includes about 150 million Americans who have inadequate health insurance system through the contribution of the government or through negotiation with the work to share cost of health care in different proportions owners, so as to get on the cover insurance Average involved in paying the installments for both the employer and the employee.• third and final section to understand about 45 million Americans uninsured healthy "They can not afford any expenses of any kind with respect to health insurance, but hardly provide money for emergency treatment only. But the kind who do not have health care have the right to obtain the necessary care in an emergency, even if they have not any money available.
The reasons for the absence of health insurance for 45 million people.In fact, the real problem for the American system of health care is at the present time is that 20.2% of the workforce in American forces could not afford any form of material expenses in respect of health insurance or a regular health care. Health care and insurance soaring costs have reached in recent years, the monthly health insurance premiums rose by 11.2 percent, in 2004 and this is the fourth consecutive year of increase "in the double-digit decimal places prices year.In contrast, business owners decided to cut health insurance for workers items to become less totalitarian and in many cases have been raising insurance cover for many of the workers, if not all of them.It is with the utmost simplicity is the lack of the ability of US companies to compete with foreign companies in which foreign governments and the costs of health insurance for workers support those companies.The Americans are now faced with one of two options, the first pay exorbitant fees to get private health insurance and the second not get any health insurance at all, and the American family pays about 9.068 thousand dollars a year "(the equivalent of $ 829 a month") to obtain health insurance advantages while up The cost per person is about $ 3.695 per annum. "On average, an individual factor contributing to a $ 2.261 in the health insurance cover for the whole family and that's when benefit advantages of the employer and this amount represents an increase of 10% from the previous year, while insurance cover for health per capita cost him US $ 558, is expected to increase family health insurance costs up for more than $ 14,500 by the year 2006.According "to the statistics Kaiser Family Kaiser Foundation Family Foundation (which is one of the large private institutions that provide health insurance) and the Secretariat of Public Health and Education Research Health Research and Educational Trust, the health insurance premiums paid by employees in the United States have risen fivefold what earns these employees of salaries since 2000 (the rate of increase in health insurance premiums of 11.2% and the rate of increase in staff of 2.3% assessment), and since 2001 has become a share of what is spent per capita on health insurance exceed 63% and for the family health insurance has cost ratio has reached 58% .Recent polls suggest the existence of a state of great satisfaction to the American people regarding the current status of health care.At the time and place where the American policy focused on the threat of terrorism poll Foundation Kaiser family Kaiser showed Family Foundation, which was conducted in the period from 2-5 June, that 45% of American adults may look deep concern regarding the payment of health care costs or insurance as opposed to only 18% look of deep concern to be one of the victims of terrorist attacks.Considering that the total spending on health care on the rise, it is no wonder that the same poll showed that there are 34% of Americans worried about being unable to afford health care expenses.In another study by the same organization it shows that there are 23% of the uninsured have changed their lives radically to be able to pay for medical bills.
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